EDITOR’S NOTE:  OOOPS.  You do get cash back.  The unused portion of the onboard credit is applied to your credit card at the end of the cruise.  So Carnival really does give “cash back”.  My apology.   Anne Campbell

Carnival Cruise Lines is launching the new “Cash Back” program available on many departures this summer. 

The only hitch is you don’t actually get cash back. 

The partial refund is applied to your shipboard credit, which means you can only spend it on items related to your cruise such as tips, shore excursions, spa treatments, purchases in the ship’s shops and drinks.  It is actually onboard credit, which is very common in the cruise industry.   In general onboard purchases have declined as passengers cut spending during the recession.  This is a good incentive to encourage you to spend more. 

To get Carnival’s “cash back” program, cruisers must apply for it when they book their cruise between now and May 10, 2009.  Passengers will receive a $100 per stateroom shipboard credit on three- and four-day cruises; $150 per stateroom credit on five day voyages and $240 per cabin credit for voyages ranging from six to eight days.

What effect has the economy had on your onboard spending?